"I had to listen to Obama’s speech at school yesterday. It was pretty boring. I really don’t want to hear that some kid with cancer did well in school so I should too."
~ ~ ~
"There’s pretty much no way to power-walk and look good at the same time."
~ ~ ~
"I hate it when people use the f-word as every other word in their sentences."
"Yeah, me too. And you can always tell when they’re angry and they just say it because they don’t have a good enough vocabulary to actually articulate their feelings."
"When my friend does that I just start using really big words, and I’m like: I’m going to blow your brain up with a vocabulary bomb."
~ ~ ~
And you know Dave Ramsey has been getting through to the 15 year old when…
Friend: (frustrated by only having cash and not being able to make online purchases) "I’d really love to have a credit card, but I really don’t like the whole paying-it-back thing."
Sister: "You should open a checking account and get a debit card. You can use it just like a credit card, but it’s your own money. Credit cards come with all kinds of catches."

Hahaha. These are awesome! :)
Like they say, from the mouths of babes…
But debit cards are almost as evil according to Dave!!! (and it’s all true. It’s so much more painful to part with cash>>>>>>>debit>>credit.
)
(Forgot to close parentheses.)
Yes, that’s true about the debit cards. In this particular case, the friend had saved up her money and waited for the shoes to go on sale, but couldn’t buy them without first giving the money to her Mom and getting her Mom to go online and buy them. When that didn’t happen because Mom was busy, those shoes she waited so long for ended up selling out. So, in that case, a debit card would have been a blessing to the poor kid.
Aww, poor kid.
There’s Visa gift cards though! You (or your sister) should tell her to get one of those next time. Then it’s paid for with real money, and it’s a credit card.
Ooooh, good thinking! That’s a great idea :-)